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When to File Bad Faith Claims

When a person is injured in an automobile accident, their insurance provider has certain legal requirements to assist that individual with his or her expenses. If an insurer fails to assist a policy holder who has not violated the terms of his or her policy and who has filed a legitimate claim, the law can enforce the responsibilities of these insurers.

For more information regarding your rights as a policy holder, contact the insurance bad faith lawyers of Spiros Law, P.C., by calling (217) 443-4343 today.

Bad Faith and Insurance

Insurance is predicated off of an initial assumption that the dealings between the policy holder and policy provider will be executed in good faith. In short, good faith shows that the insurer will provide financial protection for its policy holders and will not actively attempt to breach policy agreements through unfair dealings. However, an insurer can be sued by their policy holder for bad faith if they fail to act appropriately. The following situations may warrant bad faith suits:

  • Unnecessarily terminating a policy
  • Denying a claim without reason
  • Acting unnecessarily slow to provide necessary or time-sensitive coverage
  • Withholding policy coverage

In these situations, the policy holder can bring a lawsuit against the insurer. If the suit is successful, the policy holder might be able to secure the financial compensation that he or she needs.

Contact Us

If you have been the victim of insurance bad faith, there may be legal action available to you. For more information regarding your rights as a policy holder, contact the Danville personal injury attorneys of Spiros Law, P.C., at (217) 443-4343 today.