Over $100 Million Recovered for our clients
in the last 10 years
Free Video Consultation

Insurance Could Help Keep Businesses Open

Throughout the COVID-19 pandemic, businesses have continued to suffer devastating financial losses. These mounting losses are as a result of businesses altering, limiting operations, or closing their doors entirely, either by governmental mandates or voluntary for the health of their communities. While the coronavirus has had an unprecedented impact on the daily lives of everyone, business owners are left worrying about what their future may hold.

If you are a business owner, you may be familiar with business interruption insurance, which promises to compensate the insured for income that was lost during the time period of an interruption that resulted from a disaster, such as the COVID-19 pandemic. Essentially, business interruption insurance is intended to allow a business to return to its normal operations once the disaster has passed. To file a business interruption claim, the process is made much easier when you consult with an experienced attorney like the ones at Spiros Law, P.C.

When filing a business interruption claim, supporting documents are needed, such as business expense reports, business revenue reports, details regarding business history, number of employees, among others. There are several elements that must be inspected, along with an attorney, including utility costs, payroll taxes, and additional advertising. While this claim process may seem complicated, hiring the right attorney can help ensure that you can open the doors of your business again. 

When you hire an attorney to consult with filing a business interruption claim, they will be able to review your insurance policy, document decisions carefully, ensure that you are cautious with communications, document any losses, make a timely claim, and address the insurer’s response. Additionally, if your business interruption claim is denied, an attorney will help you consider whether to take legal action against the insurance company.

If you are a business owner who has had to cease operations due to impacts of the coronavirus, contact one of our attorneys today at (217) 443-4343. One of our attorneys will be available to consult with you about your business interruption claim and ensure that the insurance company does not take advantage of you in your financially vulnerable state. Though our offices are currently closed during the Illinois “shelter-in-place,” you can still contact our staff over the phone, through our online chat services, by scheduling a video meeting, and on email.


Explosion in Georgetown

It has been reported that there has been a massive explosion at a home south of Georgetown the evening of Thursday, March 26, 2020. While the house has been destroyed, thankfully, there were no injuries were reported. When the blast occurred, at about 8pm, neighbors and other community members in as far away as Fairmount and Chrisman reported that they heard the blast. It has also been reported by neighbors that the house has been vacant. The explosion flung debris into nearby trees and also blew out windows at an adjacent house.

In addition to the Georgetown Firefighters, there were nearly half-dozen other departments that arrived to help at the scene.  The other departments included Catlin, Chrisman, Ridge Farm, Tilton, and Westville. Firefighters arrived quickly to a scene of flames debris.  The cause of the blast was not immediately known and the Illinois State Fire Marshal’s Office is assisting in the investigation.


Multi-Vehicle Crash on Interstate 74

Illinois State Police are still looking for one of the drivers involved in a multi-vehicle crash on Interstate 74. At about 1:30 p.m. on Monday, January 20, three vehicles collided in the westbound lane near the I-57 interchange, causing traffic to be reduced to one lane. The lane was reportedly reopened a couple of hours later, but police continue to investigate the collision.

According to Trooper Joseph Rush, one driver braked suddenly to turn around in the median crossover, causing two trailing vehicles to quickly brake. The driver that was turning around fled the scene and has yet to be found. One driver, a 16-year-old girl from Danville, was taken to the hospital, but her injuries were not life-threatening. The 16-year-old struck the back of another vehicle that was involved in the crash.

If you or a loved one were injured in a vehicle crash caused by another driver, legal action may be necessary to receive the compensation you deserve. The attorneys at Spiros Law, P.C. can alleviate some of your stress by dealing with the insurance companies and medical bills while you focus on the recovery process. Contact one of our attorneys today at (217) 443-4343 to discuss your legal options and figure out your next step.


Crash Closes Illinois Route 1

Around 8 a.m. on Wednesday, October 9, 2019, four motor vehicles were involved in a crash near Georgetown, IL, which unfortunately resulted in the fatality of one of the drivers, and a few days later his passenger. A 29-year-old Danville man was identified by Vermilion County Coroner Jane McFadden as having passed away due to the crash. The passenger in the same car was a 9-year-old Danville boy who was taken to the hospital with life-threatening injuries, unfortunately he passed away in the hospital a few days later due to his injuries.

The vehicle collision occurred at about 7:47 a.m. on Illinois Route 1 at Vermilion County Road 900 North, which is between Georgetown and Westville. The individuals of the crash included: The 29-year-old Danville man who was driving a red Ford Focus; a 40-year-old Oakwood male, driving a red Toyota Camry; a 59-year-old Covington male, driving a black GMC Sierra; and a 20-year-old Georgetown man, driving a silver Chevrolet Equinox. The preliminary crash investigation revealed that the Ford, Toyota and GMC were all traveling south on Illinois Route 1, while the Chevy was heading north. According to reports, the Ford hit the GMC from the rear, and then crossed over into the northbound lanes, striking the Chevy head-on.

All drivers and passengers were wearing seat belts, but the drivers of the Toyota and Chevy were then taken to the hospital with non-life-threatening injuries. Route 1 was then closed to traffic for a few hours while police and emergency personnel attended to the victims, cleared the scene, and conducted an investigation, while motorists were requested to take alternative routes.

Unfortunate events such as this are reminders to the importance of safe and non-distracted driving. Taking extra precautions and obeying all traffic laws can help to ensure safety, but there is still a chance of being involved in a vehicle crash. Being involved in a car crash can often lead to a great amount of pain and suffering, whether physically or emotionally. If you or a loved one has been involved in a car crash and suffered an injury due to the negligence of another party, you may be entitled to compensation. Our attorneys at Spiros Law, P.C. are ready to guide you through this difficult process and aid you in your legal dealings. Contact one of our attorneys today at (217) 443-4343 to receive a free consultation.


Be the Key to Road Safety With National Stop on Red Week

The month of August not only brings warm weather and the beginning of the school year, but it also marks National Stop on Red Week. August 4th through the 10th aims to promote the importance of stopping at stop signs and traffic lights. It is imperative to educate yourself and those around you on these topics in order to keep the community of Danville as safe as possible. Failing to stop at stop signs and traffic lights will not only conclude in a traffic violation or fine but it could cause serious injuries or even death.

Traffic safety saves lives. That is why National Stop on Red Week is so important. It shows us that being a safe driver is no joke and should be taken very seriously.
Because safe driving can help save lives, Danville High School students were inspired to promote safe driving tips for their Future Problem Solvers competition project. Future Problem Solvers is an international competition program that challenges students to use a six-step problem-solving method to find topics of concerns in their community. They spend time doing extensive research on a cause then develop an action plan to improve the situation they chose. These students chose to research traffic safety in honor of their late class mate D’Nija Parker. They named this project “Be the Key to Road Safety”. They competed in an international competition against 75 other teams from around the world. The team’s project received an impressive award; 3rd place in the world.

Through the team’s research, they came across what they call the “Fatal Four”. These are the four things that statistically are most fatal when driving:

  • Not wearing a seatbelt
  • Speeding
  • Using electronic devices
  • Driving while impaired

Our team asks you to help us spread the word and educate those around you about road safety and the importance of stopping at traffic lights and stop signs. Help Spiros Law promote road safety by looking out for the road signs that have been placed in five different locations across Danville. The Future Problem Solvers team designed these signs in honor of their project and their beloved classmate D’Nija. The group hopes that these driver safety signs will impact driver decisions and create safer roads not only for Danville but all across the state of Illinois.

In their research, they found that 94% of all traffic accidents are due to driver decisions or human error. Meaning that it is nearly impossible to control the actions of other people on the road. If you or a loved one find yourself victim to a reckless driver or one who has failed to stop at a stop sign or traffic light, call a Spiros Law attorney at (217) 443-4343. Our team is dedicated to getting you the compensation you are entitled too for your injuries and suffering. Our team is able to step in and mediate with the insurance companies and can help make sure that your bills are taken care of. Let us take the weight off your back so you can focus on a full recovery.


Multi-Vehicle Accident on Illinois Indiana Border

A multi-vehicle accident that occurred in the westbound lanes of the Interstate at the four-mile marker around 3:15 p.m over the weekend, resulted in serious injury. The crash was caused by a semi-truck that failed to slow down and subsequently hit several vehicles from behind. The collision created a chain reaction involving three passenger vehicles and one other semi-truck. The Vermillion County Sheriff Deputies were on attending to an unrelated vehicle fire nearby so they were quick to arrive at the scene. After investigation, it was reported that the driver of the semi, Daniel Alvarez, 53, of Peoria, Illinois, failed to slow down as the traffic ahead of him slowed and started coming to a stop which caused him to collide with a car driven by Kaleb Acuna, 18 of State Line, Indiana. The semi, driven by Alvarez, then struck a pickup truck driven by Jeremy Ramage, 44, of Union, Kentucky as well as an SUV driven by Patricia Campbell, 60, of Indianapolis. After striking Campbell’s SUV, it hit another semi driven by Kathy McCarthy, 59, of Edgewater, Florida.

The collision also resulted in some fuel leakage so the Perrysville Fire and Rescue were called to the scene.  Numerous other emergency personnel were also called to the scene for assistance, including units from Vermillion County as well as Fountain, and Warren County.

According to the Vermillion County  Sheriff’, the crash involved two semi-trucks and four other vehicles.  A third semi-truck avoided adding to the collision by sliding off the highway. It was also reported that one of the drivers and two passengers, a juvenile and an infant, were taken to a nearby hospital with life-threatening injuries. Some of the other passengers also sustained injuries, including some who were able to be treated on the scene.

Indiana State Police were called to the scene to reconstruct the accident, and it remains under investigation.

It is awful when these types of incidences, that could have been avoided, occur. At Spiros Law P.C., we are committed to working to help get justice for the people who are the victims in these, all too common, situations. We champion on your behalf and fight for you so you can focus on what important, your recovery. If you or a loved one is a victim of an accident involving a large truck, the truck accident attorneys of Spiros Law are ready to fight to get you the justice and compensation you deserve. To speak with one of our attorneys, contact our offices at (217) 443-4343.


Semi-Truck Rollover Results in Fatality

A semi-truck collision that occurred on Lower Terre Haute Road, in Edgar county just east of Midwestern Gas road. The collision, unfortunately, resulted in the death of one person whose name has not yet been released. Edgar County sheriff’s deputies were called to the scene shortly after the crash. Illinois State Police were also called to the scene and said that the victim of a fatal semi-truck rollover crash, a 24-year-old male from Paris, IL, was a passenger. They also reported that Brett Bell, also from Paris, IL was driving a Mack truck tractor along east Terre Haute Road when the truck left the roadway for an unknown reason and overturned on its passenger side, ultimately landing in a ditch. According to police, the passenger in the truck died at the scene. The road was blocked off for several hours while emergency crews transported Bell to an area hospital for non-life threatening injuries. Police also reported that neither Bell nor his passenger were wearing seatbelts. As a result of the crash, Bell is facing several charges including not having a commercial driver’s license, failure to reduce speed to avoid an accident, and failing to wear a seat belt.

If you or a loved one have been put in harms’ way because of the reckless actions of a semi-truck driver call a Spiros Law attorney. You may be entitled to compensation for your suffering, medical bills, or lost wages. Our attorneys will fight for the justice you deserve so you can focus on your recovery. If you have been involved in a crash and have questions about your situation, call our office at (217) 443-4343 for a free consultation.


July Brings New Changes to Distracted Driving Penalty

July 1st marks the inauguration of new distracted driving enforcements. Illinois state representatives and law enforcement officials are tightening the reigns on the citations given when a driver is in violation of distracted driving laws. Using a cellphone while driving is prohibited in the state of Illinois however, just a warning will no longer be issued on the first offense. A moving violation will be given along with a fine of $75. For every offense following the fine will increase as follows, 2nd offense $100, 3rd offense $125, and $150 for all future offenses. This law is not only limited to cellphones but will apply to all electronic communication devices. These new rules are being put into place to help us prevent fatal automobile collisions by eliminating distractions and focusing on the road at all times.

Distracted driving is any activity that takes your attention away from driving. With about 1,000 reported accidents, 9 people die each day from distracted drivers.

What are the types of distracted driving?

There are three main types. Visual, manual, and cognitive. Visual, includes anything that could cause you to take your eyes off of the road. Manual, meaning anything that would cause you to take your hands off the steering wheel. Cognitive, anything that would cause your mind to drift. Texting while driving is especially dangerous because it combines all three types of distraction. When you send or read a text message you are taking your eyes off the road for about five seconds. This is the same amount of time it takes to cover the length of a football field if you are traveling at 55 MPH. It is important to assume responsibility for our actions and implement preventative measures into our daily routines that can help protect ourselves and others. Installing hands-free devices or placing your cellphone out of arms reach will both reduce distractions and make the roads safer for everyone.

Who is the most at risk?

Teenage drivers under the age of twenty are the most at risk. This age group has the highest percentage of distraction-related fatal collisions.  In a study, 42% of high school drivers, who had reported driving in the past 30 days, reported sending a text or email while driving. Those who have reported texting while driving are more likely to drive without wearing a seatbelt, more likely to ride with a driver who has been drinking, and more likely to drink and drive. These are the types of situations these new laws aim to abolish. In the past year, Illinois law enforcement officials issued 15,150 distracted driving violations.

Distracted driving is a dangerous activity and should not be taken light-heartedly. We must hold ourselves accountable but unfortunately, we cannot always be responsible for the actions of others. If you or a loved one have fallen victim to an accident due to distracted driving you may be eligible for compensation from the responsible party to help with your injuries, property damages, and emotional and physical suffering. Call a Spiros Law attorney in our Danville office at (217) 443-4343 to explore your options.


Head-on Collision on Illinois 1 near Bismarck

A head-on collision occurred on Illinois 1, south of Vermilion County Road 2820 N, which is about a mile northwest of Bismark, at 7:45 a.m. on Friday morning. One person was killed, and a second was injured. A 47-year-old man was headed south when his car veered into the northbound lane, hitting another car head-on. His car then flipped and caught on fire. The driver of this vehicle died at the scene. The Vermilion County Coroner Jane McFadden, who performed an autopsy Saturday, identified the driver as James D. Callahan, 47, of Hoopeston. 

The northbound vehicle that was struck came to a stop in the middle of the road. The driver of the vehicle, a 29-year-old woman, was taken to an area hospital for non-life-threatening injuries. She was wearing a seatbelt. There has been no more information released about the driver of this vehicle. 

The accident caused Route 1 to be closed for several hours on Friday. The Illinois State Police and the Vermillion County Coroner’s office are investigating the accident. 

When car accidents like this one occur, it can be extremely devastating for all parties involved. If you or a loved one has been involved in a car accident as a result of someone else’s actions, you may be entitled to compensation in order to help you deal with your injuries, property damages, emotional and/or physical suffering. The dedicated team of attorneys at Spiros Law P.C. will fight hard on your behalf in order to get you the compensation you deserve while providing you peace-of-mind during your difficult time. 

Contact the car accident attorneys at Spiros Law P.C. at (217) 443-4343 to speak about your unique situation today. 


Future Problem Solvers Provide a Safe Alternative for Trick-or-Treaters in Danville

The Future Problem Solvers is an international competition program that students at Danville High School compete in each year. The group of students identify a topic of concern within their community and develops a plan of action to improve the situation. Their most recent project, called Project Ignition, is focused on promoting safe driving within the community. With Halloween around the corner, they are extending their focus to include promoting a safe evening of trick-or-treating for the children in their community. Trick-or-treating is always a fun activity for kids to partake in on Halloween, but it is not always the safest. Children walking around after dark puts them at a higher risk to be hit by a vehicle. In fact, children are four to five times more likely to be involved in a fatal car accident on Halloween night than any other night of the year. Project Ignition recognizes that the busy roads in Danville and the high amounts of crime in the area do not provide a safe location for children to trick-or-treat.

To create a safe space for trick-or-treating for the children of Danville, the group is partaking in two events to help promote a safe and happy Halloween. On Saturday, October 27th, from 9am until 2pm they will have a booth at the Kenneth D. Bailey Academy Fall Festival in Danville, giving the public different tips to ensure them of a safe Halloween night. Then, on Halloween from 4pm to 6pm, in partnership with Project Success, they are helping to throw an event called, “Light Up the Night- Don’t be a Ghost, Look and Be Seen on Halloween” at Laura Lee Fellowship House. The message they are sending is, “a happy Halloween is a safe Halloween”.  At the event, children will be allowed to walk around to different stations in their costumes and collect candy in a safe environment. On top of trick-or-treating, there will be different games and activities for the children to partake in. The group will also be handing out clip-on light reflectors to take home, to be worn not only on Halloween night, but any night that children are walking around outside. These reflectors will allow children to be seen in the dark, helping to avoid any possible accidents from occurring.

In order for this event to be a hit, they are asking for help from the community. The group is in need of candy donations and volunteers at the event to help pass out the candy. If you, or a group you are involved in, is interested in helping at the event, please contact Lori Woods at: [email protected] or at 217-444-1573.

Before you take your children out trick-or-treating, make sure you pay attention to the possible dangers of the holiday activity. Always make sure you know the area, are highly visible, and always walk on the sidewalk, never on the road.

To find out more about Project Ignition and the work they have done, check out their Facebook page, linked here.